Kristi Gonzalez
San Diego, CA phone: 1-858-566-2073

Get the Best Mortgage
Make Sure the Time is Right
Like any other major purchase, when you’re shopping for a home loan, it definitely pays to shop around. There are several different types of mortgage lender and mortgages, so it’s important to do some research...

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Homeowner Tax Breaks
DEAR BOB: My husband and I recently purchased our first home. Although we both earn good money, our credit isn't so good. On the advice of our mortgage....
The Best Loan for You
If you're not familiar with the various types of mortgages and loans, you stand the chance of paying out thousands of dollars more than...
Remodeling Plans?
Before approaching lenders, draw up a detailed budget for your remodeling plans. To calculate an accurate estimate, first decide...
Home Equity Loan
A home equity loan is one which lets you borrow money using the equity in your property as collateral. Equity is the amount of money you've...
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Recent Articles
Case histories of subprime loans that have gone to foreclosure often generate righteous indignation. With benefit of hindsight, many if not most of them look as if they never should have been made. With...

An interest-only loan is a fixed-term loan for which you pay only the interest, leaving the balance of the principal unchanged over the term of the loan. In America an interest-only period is typically between...

Mortgage interest rates are dependant on federal interest rates, which are influenced by the Federal Reserve. The aim of the Federal Reserve is to...